Hurricane Ophelia – Things you should know if your premises suffers damage.
It is inevitable that some of us will suffer damage to our homes or commercial premises. If you are, what should you do?
Let’s hope that the forecasted storm is not as bad or serious as is the weather service is predicting. If it is, it is inevitable that some of us will suffer damage to our homes or commercial premises. If you are faced with this situation, what should you do?
- Every property policy has a clause that allows a client to take whatever emergency actions are required to prevent a claim from getting bigger, providing they are reasonable. This means that if you need to call in a plumber, electrician or builder etc., to take some immediate measures, those costs are covered under your policy. Take some pictures of the damage prior to any work, as this will form part of the claim documents and keep all receipts/invoices.
- Notify us (or your insurance provider)as soon as possible.
- If there is a lot of damage, your insurance company may appoint a loss adjuster to visit you, inspect the damage and agree the course of action to be taken and the costs involved.
- Depending on the extent of damage, it may be advisable to appoint a public loss assessor to assist you in working with your insurer to complete your claim. We can assist in finding you one.
At Dolmen, we are here to help. We will have as many staff as possible available on the phones to take your calls and start the process as quickly as possible. However for their safety and to ensure we get them home safely, we will be closing early today. Our numbers are 01 867 2121 or 086 830 70 30.
Alternatively you can leave an enquiry through our dedicated form below and we will get back to you as soon as we can.
Here’s hoping the storm losses its power and this is not a serious event.
Remember, the most important thing is for you and all yours to keep safe. If you can, check in on elderly neighbours to ensure they are ok.