Managing an apartment block or multi-unit development in Ireland requires comprehensive insurance. Apartment Block Insurance protects owners, Owners’ Management Companies (OMCs), and directors from financial risks. Without the right cover, unexpected damages, legal claims, or fire remediation costs can cause serious financial strain.

Why Apartment Block Insurance is Essential

Apartment blocks require specific insurance policies tailored to their risks. Whether for a multi-unit development, a residential real estate complex, or a shopping centre, securing the right coverage is crucial. Policies typically cover structural damage, liability risks, and legal expenses.

Key Types of Insurance for Apartment Blocks in Ireland

1. Multi-Unit Development Insurance

Multi-unit developments face unique challenges. Fire risks, weather damage, and maintenance costs require a comprehensive policy. Multi-unit development insurance ensures protection for both the building structure and common areas.

2. Apartment Block Insurance for Fire Defects

Fire defects in apartment blocks have become a major concern. Many buildings require fire remediation work, leaving owners and management companies with unexpected costs. Apartment Block Fire Remediation Insurance helps cover these expenses, reducing financial burden.

3. Directors & Officers Liability Insurance (D&O Insurance)

Owners’ Management Companies (OMCs), resident associations, and management companies all need Directors & Officers (D&O) Liability Insurance. This cover protects directors against claims of mismanagement, financial missteps, or legal disputes.

• D&O for Apartment Blocks: Essential for apartment block management.

• D&O for OMCs: Protects Owners’ Management Companies against legal claims.

• D&O for Residents Associations: Ensures committee members are covered for decisions made on behalf of residents.

4. Engineering Inspection Insurance for Passenger Lifts

Apartment blocks and commercial properties with lifts require regular inspections. Engineering Inspection Insurance covers the cost of inspections and necessary repairs, ensuring safety and compliance.

5. Commercial Property Insurance

For shopping centres, retail units, and mixed-use buildings, a Commercial Property Insurance policy is necessary. This cover protects against fire, floods, and other damages that can disrupt business operations.

Fire Defects and the ‘Not Our Fault’ Campaign

The ‘Not Our Fault’ Campaign highlights the fire safety issues in Irish apartment blocks. Many Owners’ Management Companies and property owners face significant repair costs due to construction defects. Apartment Block Fire Remediation Insurance provides financial relief, helping cover the cost of fire safety upgrades and necessary repairs.

Why Choose Dolmen Insurance?

At Dolmen Insurance, we specialise in Apartment Block Insurance, OMC Insurance, and Real Estate Insuranceacross Ireland. Our team understands the unique challenges faced by management companies, landlords, and property owners. We offer tailored policies that provide the right level of protection at competitive rates.

Get a Quote Today

If you manage an apartment block, own a commercial property, or run an OMC, ensure you have the right coverage. Contact Dolmen Insurance today for expert advice and a competitive quote.

To learn more about our services and how we can protect your property, visit Apartment Block Insurance.