Life Cover

Tailor made Life Cover Packages to Suit YOUR Needs at All stages.

Financial Protection for the Family

A flexible plan which allows change, through the Life Cycle can be the answer. Every family’s needs are individual, so get a tailor made package to suit YOUR needs at all stages.

You can take out a short term plan with a large sum assured for when you need cover most, and convert it to a lifelong plan with a smaller sum assured at a later date. Both plans have specific cost and cover so you can have certainty and peace of mind.

Register Your Interest

Young Unmarried Couple with a home

  • 1 in 10 Adults in Ireland are cohabiting
  • You need to protect against TAX for surviving partner
  • A partner is only entitled to a Tax free amount of €15,075.
  • Remainder of inheritance is taxed at 33% (Including the value of the Family Home)
  • Policy may be taken to pay tax on death, allowing home to transfer to your partner tax free.
  • See Inheritance Tax

Life Term Rates 1

Age Next Birthday
Sum Assured
Term
Monthly Premium
Monthly Premium


Convertible
Non smoker
smoker €
25100,00020 years€10€10
30100,00020 years€10€11.73
35100,00020 years€10€15.55
40100,00020 years€12.59€22.75
45100,00020 years€18.09€35.95
50100,00020 years€28.18€61.35
55100,00020 years€49.46€98.68
60100,00020 years€81.81€161.31
65100,00020 years€166.12€491.20


NOTES:

All quotes assume normal standard rates apply.

All rates include convertible option. 

Rates are correct as at 14/4/2016, and are subject to change

Rates are currently best in market.

Young Married Couple with children

  • 90% of parents in Ireland, say that they would do anything for their children*
  • Almost 50% of parents in Ireland have NO life cover*
  • Of the ones who have, 40% have only Mortgage Protection*
  • You need to protect your family’s future
  • If you have ever worried about not having enough, What if your family had nothing?
  • Protect against money worries and sleepless nights

Life Term Rates 1

Age Next Birthday
Sum Assured
Term
Monthly Premium
Monthly Premium


Convertible
Non smoker
smoker €
25100,00020 years€10€10
30100,00020 years€10€11.73
35100,00020 years€10€15.55
40100,00020 years€12.59€22.75
45100,00020 years€18.09€35.95
50100,00020 years€28.18€61.35
55100,00020 years€49.46€98.68
60100,00020 years€81.81€161.31
65100,00020 years€166.12€491.20


NOTES:

All quotes assume normal standard rates apply.

All rates include convertible option. 

Rates are correct as at 14/4/2016, and are subject to change

Rates are currently best in market.

Single Parents

  • Almost 1 in 4 children in Ireland live in single parent households
  • You have the responsibility of being the sole provider for your children
  • How would your financial support be replaced if you died

Stay at Home Parents

  • It’s estimated that the economic value of a stay at home parent, is about €50,000 per annum*
  • Think of the replacement childcare and housework costs
  • Would the “Breadwinner” be able to continue working?

Empty Nest Couple

  • Your Life Policy may have become very expensive
  • You may not require such a large amount
  • There are options, and the sooner you act the better
  • You may need to safeguard your assets against the Tax man

See Inheritance Tax - IRISH LIFE paid out €412,000 in Death Claims EVERY WORKING DAY IN 2015

*Per Coyne Research for ILFS

Our Life & Pensions Team

Dave Dillane

Dave Dillane

Managing Director Call: 01 802 2304 Email: dd@dibl.ie

As the Managing Director, my role is to ensure that the company can fulfil its goals. This is achieved by ensuring that every section of the company has adequate resources, training and focus. I am here to assist our teams in every way possible. I am also responsible for the company’s adherence to all the regulation and rules within which we must operate. I am also very focused on customers, making sure their needs are fully met by our service levels.I make sure that I get involved in any claim where there are any difficulties to smooth the path to a successful outcome.

I also actively take part in looking after Commercial customers, farm business and our apartment block facility.

Paul Clements

Paul Clements

Executive Director Call: 087 121 3798 Email: dd@dibl.ie

Hi, my name is Paul Clements. I have worked in the financial services industry for the last 12 years, focusing mostly on investments and portfolio management.

I now serve on the Board of Directors of Dolmen Insurance Brokers Ltd., where my focus is on the company’s non-general business including life assurance, pensions and investments.You can contact me at any time at the number or email address below. I look forward to hearing from you soon.

Áine Derham

Áine Derham

Life and Pensions account manager Call: 086 245 3407 Email: aine@dolmen-insurance.ie

Hello I have been working in in the insurance industry for over 30 years

As a qualified financial advisor I can advise you on all types of Protection Products such as Life Cover, Income Protection, Inheritance Tax,
Mortgage Protection, Co- Directors Insurance & Keyman Cover.

I can also assist in reviewing your Pensions be they, Personal, Company or Paid Up Pension in doing so we can work together to
ensure they meet your retirement expectations .

Please feel free to contact me and I can provide you, your family and your business security through a complete financial review.

Shauna Forrester

Shauna Forrester

Life and Pensions Call: 01 8022335 Email: info@dolmen-insurance.ie

Hi my name is Shauna Forrester and I am part of the Life & Pensions Team. I have worked as a Life & Pensions Administrator for 4 years.

My role as Administrator is dealing with new clients at the proposal stage of their protection & pension plans, helping existing clients with any queries in regards to their plans.

Liaising with life companies & underwriters on behalf of the client on a daily basis along with general admin duties. 

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