As Storm Debi barrels through Ireland, it's crucial that motorists prioritise safety on the roads. Whether you commute via the M50 or a rural country road, adverse weather conditions can make driving extremely challenging, and being prepared is key to avoiding accidents. Our car insurance team have put together a guide to driving safe during storm Debi, and a step-by-step guide on making an insurance claim if you find yourself in an unfortunate situation.

Driving Safely During Storm Debi:

1. Stay Informed:

   • Keep yourself updated on weather forecasts and road conditions before heading out.
   • Listen to local news or use weather apps to stay informed about Storm Debi's progress. Newstalk Ireland as well as RTE provide regular updates from Met Eireann

2. Plan Ahead:

   • If possible, postpone non-essential travel during the storm.
   • If you can work from home, do so.
   • Plan your route in advance, choosing main roads over smaller ones, and avoiding flood-prone areas.
   • If you do have to travel, leave early and give yourself extra time to reach your desitination.
   • If you are using GPS, enter all the required information before you begin your journey. Do not use your mobile phone while driving.

3. Check Your Vehicle:

   • Ensure your car is in good condition with properly inflated tires, functioning brakes, and working lights.
   • Keep your petrol tank at least half full to prevent running out of fuel in case of road closures or traffic delays.
   • If you drive an electric vehicle make sure you have a full charge. During a storm it is not unusual to experience a poweroutage for extended periods.

4. Drive Cautiously:

   • Reduce your speed and increase your following distance to allow for longer stopping distances.
   • Use headlights, even during the day, to enhance visibility for yourself and other drivers.
   • You my feel the need to alter your route should roads become too treacherous. Do not use your mobile phone while driving. Safely park before using your phone to find an alternative route.

5. Be Mindful of Hydroplaning:

   • Avoid driving through large puddles or flooded areas, as this can lead to hydroplaning.
   • Be cautious of pot holes that may be hidden by water, espeically on rural roads. Hitting a pot hole at speed can not only damge your tire and wheel, but it could cause you to lose control of your vehicle and potentially lead to an accident. 
   • If you must drive through standing water, proceed slowly and cautiously.

6. Stay Calm in Windy Conditions:

   • Keep a firm grip on the steering wheel, especially in gusty winds.
   • Be aware of the potential for falling debris and adjust your speed accordingly.

7. Emergency Kit:

   • Pack an emergency kit with essentials like a flashlight, blankets, water, and non-perishable snacks in case you get stranded.

What should I do if I have had an accident, damage or need to make an Insurance claim:

1. Document the Damage:

   • Take photos of your vehicle and any property damage caused by the storm.
   • Make a detailed list of damaged items and note the date and time of the incident.

2. Contact Your Insurance Company: For Dolmen Insurance Claims Department, please call our 24-hour Claims Hotline on 01 867 2121

   • Notify your insurance company as soon as possible. Most companies have a 24/7 claims hotline.
   • Provide them with all the necessary information, including the date, time, and location of the incident.

3. Fill Out the Claim Form:

   • Complete the insurance claim form accurately and thoroughly.
   • Include all supporting documentation, such as photos, estimates, and any police reports, if applicable.

4. Follow Up:

   • Stay in contact with your insurance company to track the progress of your claim.
   • Provide any additional information requested promptly.

5. Know Your Coverage:

   • Understand your insurance policy to know what is covered and what is not.
   • Ask questions if you are unsure about any aspect of the claims process.

In the face of Storm Debi, prioritising safety on the roads is paramount. By following these tips for safe driving and understanding the process of making an insurance claim, you can navigate the storm with confidence and resilience. Stay safe, stay informed, and be proactive in protecting yourself and your vehicle during adverse weather conditions. 

Should you wish to talk to our Motor, Home or any of our Insurance Teams, please do so by calling 01 867 2121