Group PRSA in Ireland
Flexible Pension Solutions for Employers and Employees
Looking to set up a Group PRSA in Ireland? A Group Personal Retirement Savings Account is a flexible employer pension solution that offers tax relief, portability, and long-term retirement security. Whether you’re an employer looking to support your team or an employee wanting a portable pension, Dolmen Insurance makes Group PRSAs simple, clear, and tailored to your needs.
Want to know more? Talk to one of our expert pension advisors today by calling 01-8022 385 or fill out the Get Insured form below.
What Is a Group PRSA?
A Group PRSA is an employer-sponsored but individually owned pension contract. While your employer facilitates the plan and may contribute, you remain the owner of your pension at all times.
This means your pension stays with you if you change jobs, change careers, or become self-employed — giving you one pension contract for life. Learn more about our broader pension services on our Pensions in Ireland page.
What Dolmen Can Offer with a Group PRSA
At Dolmen Insurance, we work with leading pension providers in Ireland to help businesses implement Group PRSA schemes that are simple to manage and valuable for employees.
We provide guidance on:
- Setting up a Group PRSA for your business
- Employer contribution strategies
- Employee onboarding and education
- Investment options
- Retirement planning
- Ongoing reviews and support
Benefits of a Group PRSA
Our pension specialists at Dolmen Insurance, led by Áine Derham & Cassie Nugent, provide expert guidance on setting up and managing Group PRSAs. Talk to them about:
Tax Relief on Contributions
Employee contributions are deducted through payroll, meaning income tax relief is applied immediately.
Employer Contributions
Employers can contribute directly to employee pensions, helping build long-term financial security.
Tax-Free Investment Growth
Funds grow tax free, allowing compounding to maximise retirement savings.
Portability
Your pension stays with you throughout your career, even if you change jobs.
Protection Benefits
In the event of death, the value of your fund is paid to your next of kin.
Flexible Retirement Options
At retirement, you can take up to 25% as a tax-free lump sum and use the remaining balance to provide income through an ARF or annuity.
Talk to Áine & Cassie’s Team
Life and Pensions
Why not talk to Áine & Cassie’s team about your planning for your future? With years of experience in Life & Pensions, we are here to make sure you get the right cover for you and your family.
Reach out today – We’re just a call or click away!
Who Should Consider a Group PRSA?
A Group PRSA is ideal for:
- Employers wanting to attract and retain staff
- Businesses looking for simple pension administration
- Employees who want flexibility and control
- Companies without an existing pension scheme
Why Choose Dolmen Insurance for Your Group PRSA
Choosing Dolmen means choosing expert guidance and ongoing support.
Independent Advice — we compare providers to find the most suitable solution
Tailored Solutions — designed around your workforce
Tax Efficiency — maximise available reliefs
Ongoing Support — regular reviews and updates
Tailored Solutions
Tailored insurance solutions to meet your specific needs.
Frequently Asked Questions About Group PRSAs
Below are answers to some of the most common questions about Group PRSAs in Ireland.
What is a Group PRSA in Ireland?
A Group PRSA is an employer-sponsored pension where the employee owns the contract and keeps it if they change jobs.
Do employers have to contribute?
Employer contributions are optional but commonly used to enhance employee benefits.
Is a Group PRSA tax efficient?
Yes, contributions receive income tax relief and investment growth is tax free.
Can I keep my PRSA if I leave my job?
Yes, a Group PRSA is fully portable and remains yours for life.
What happens at retirement?
You can take up to 25% as a tax-free lump sum and use the rest for income through an ARF or annuity.
Get Insured Sorted Covered
Build a Pension Strategy Your Team Can Rely On
Providing a Group PRSA is one of the most valuable benefits you can offer your employees. Let Dolmen Insurance help you implement a pension solution that supports your team today and into the future. Call us on 01-8022 385 or fill out the form below to get started.
Group PRSA Ireland – Benefits, Tax Relief & Employer Guide
A Group PRSA in Ireland is a flexible employer pension solution that provides tax relief, portability, and long-term retirement security for employees. Across modern workplaces,
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