Income Protection & Specified Illness Cover Ireland
Safeguard Your Income, Protect Your Family
If illness or injury prevents you from working, how long could you keep paying bills, covering your mortgage, and supporting your family? For many households in Ireland, savings would only last a matter of months. That’s where Income Protection and Specified Illness Cover from Dolmen Insurance provide peace of mind – replacing lost earnings so you can focus on recovery without financial stress.
Want a free quote? Call us today on 01-8022 385 or request a call back through the form below.
Why Do You Need Income Protection?
Medical advances mean people are more likely to survive serious illness – but also more likely to spend prolonged periods away from work during treatment and recovery. That loss of income can have a major impact on your household finances.
- €50,000 in savings would last just 17 months for a family with €3,000 monthly outgoings.
- Without income replacement, illness can quickly add financial pressure on top of health worries.
- Income Protection ensures you can continue to cover essentials while you take the time you need to get well.
What’s the Difference Between Income Protection & Specified Illness Cover?
Dolmen offers two distinct protection plans to help safeguard your income:
Dolmen offers two distinct protection plans to help safeguard your income:
Dolmen offers two distinct protection plans to help safeguard your income: Specified Illness Cover and Income Protection Insurance
Specified Illness Cover
- Pays a lump sum following the diagnosis of a covered illness (e.g. cancer, stroke, heart attack).
- Gives you money to replace income, pay bills, or make home adjustments if required.
- Around 80% of claims are for cancer and heart-related conditions.
- In 2015, Irish Life paid out €192,000 in Specified Illness claims every working day.
- Provides vital breathing space so you can recover without worrying about finances.
Income Protection
- Replaces part of your income if you can’t work due to illness or injury.
- Provides regular monthly payments until you recover, return to work, or reach retirement age.
- Helps maintain your standard of living and keeps your household secure.
- Flexible benefit levels and deferred periods to suit your needs and budget.
Who do I talk to about Income Protection & Specified Illness Cover Ireland?
Every family and every job is different – which is why your cover should be tailored to you. At Dolmen, our experts will:
- Review your current income protection (if any)
- Help you compare Specified Illness vs Income Protection to decide which is right for you
- Match your cover to your income, expenses, and family needs
- Ensure you’re not paying more than you should for peace of mind
- Explain everything clearly, without jargon
Want a free Income Protection quote? Call us today on 01-8022 385 or request a call back through the form below.
Talk to Áine & Cassie’s Team
Life and Pensions
Why not talk to Áine & Cassie’s team about your planning for your future? With years of experience in Life & Pensions, we are here to make sure you get the right cover for you and your family.
Reach out today – We’re just a call or click away!
Benefits of Choosing Dolmen Insurance
When you protect your income with Dolmen, you’ll get:
- Independent advice from Ireland’s top insurers
- Tailored solutions for individuals, families, and self-employed professionals
- Clear comparisons of costs, benefits, and exclusions
- Ongoing support with claims and policy reviews
- Confidential, expert guidance every step of the way
Get Insured Sorted Covered
Protect Your Future Income Today
An illness or injury can happen unexpectedly – but your financial security doesn’t have to be left to chance. With Income Protection or Specified Illness Cover from Dolmen, you can focus on recovery, knowing your family’s needs are taken care of. Get in touch through the form below, or call us on 01-8022 385.
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