Home Cyber Insurance in Ireland
Protection Against Cyber Crime & Home Systems Damage
Cyber crime is no longer just a business risk. From online fraud and identity theft to hacked laptops and compromised smart home systems, households across Ireland are increasingly exposed. At Dolmen Insurance, we offer Home Cyber Insurance as part of Dolmen Underwriting’s unique home insurance product, designed to protect you and your family from the financial, technical, and emotional impact of cyber incidents.
This specialist cover helps you recover quickly if your home systems are attacked, your data is compromised, or you suffer financial loss due to online crime — all with expert support when you need it most.
What Is Home Cyber Insurance?
Home Cyber Insurance is a specialist policy designed as part of Dolmen Underwriting’s home insurance product to support individuals and families if they fall victim to cyber crime. Unlike standard home insurance, it focuses on digital risks — including online fraud, system damage, and data breaches affecting your home technology.
This cover can help pay for:
- Restoring damaged home systems after a cyber attack
- Financial losses caused by online fraud or scams
- Expert IT assistance to remove viruses and secure devices
- Legal and reputational costs following data or privacy breaches
Cover applies to home systems, including laptops, smartphones, Wi-Fi networks, IoT devices, and connected smart home technology.
Who Is Home Cyber Insurance For?
This policy is designed for:
Individuals and families living at the insured address
Household members who live and/or work from home
Families using laptops, smartphones, tablets, and smart devices
Homes with Wi-Fi networks, smart TVs, security systems, or IoT technology
Cover applies at your home residence and worldwide, offering protection even when devices are used abroad.
What Does Home Cyber Insurance Cover?
Home Cyber Insurance with Dolmen Underwriting’s home insurance policy typically includes three key areas of protection:
Cyber Home Systems Damage
Cover for damage to home systems following a cyber event, including:
- Reconfiguring and repairing damaged systems
- Restoring data from backups
- Virus detection and removal
- Expert IT assistance to prevent future losses
Cyber Crime
Protection against direct financial loss caused by:
- Online fraud and phishing attacks
- Cyber ransom incidents
- Telephone hacking and unauthorised access
Online Liability
Cover for legal costs and damages following:
- Data privacy breaches
- Virus transmission to third parties
- Online defamation or reputational harm
Who Is Home Cyber Insurance For?
This policy is designed for:
Individuals and families living at the insured address
Household members who live and/or work from home
Families using laptops, smartphones, tablets, and smart devices
Homes with Wi-Fi networks, smart TVs, security systems, or IoT technology
Cover applies at your home residence and worldwide, offering protection even when devices are used abroad.
Policy Limits, Conditions & Key Exclusions
Typical policy structure includes:
- Cover limits of €25,000
- Standard excess of €250
- Defence costs included within the sum insured
Key conditions include:
- Use and maintenance of anti-virus software where available
- Prompt reporting of cyber crime to banks or financial institutions
- Police reporting where criminal activity has occurred
Main exclusions may include:
- Advanced fee fraud
- External network failures
- Intentional or malicious acts
- Home business or commercial cyber activity
(Full terms and conditions apply.)
Who Do I Talk To About Home Cyber Insurance?
Cyber insurance can feel complex — especially if you’ve never dealt with online crime before. At Dolmen, our advisers will:
Explain what cyber risks are most relevant to your household
Clarify what’s covered, what’s excluded, and how claims work
Ensure the policy complements your existing home insurance
Act as your point of contact if you ever need to make a claim
You’ll deal with real people, based in Ireland, who understand how cyber incidents affect everyday life — not just policy wording.
Why Choose Dolmen for Home Cyber Insurance?
- Access to specialist home cyber insurance providers
- Clear, jargon-free advice tailored to your household
- Cover designed for modern, connected homes
- Support for financial, technical, and reputational cyber risks
- Expert claims guidance when it matters most
This cover is provided through HSB Engineering Insurance Limited, a specialist insurer with extensive experience in cyber risk protection.
Get Insured Sorted Covered
Protect Your Digital Life at Home
Cyber crime can cause financial, emotional, and personal disruption — but with the right insurance in place, you don’t have to face it alone. Home Cyber Insurance gives you the tools, expertise, and protection to recover quickly and confidently if the unexpected happens online.
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