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Renew Camper Insurance

Frequently Asked Questions

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Home insurance protects your home and belongings against unexpected events such as fire, theft, storm damage, and flood. It can cover both the building and its contents, depending on the policy you choose.

While it is not legally required for private homes, home insurance is strongly recommended to protect your property and personal possessions. Mortgage lenders typically require insurance before granting a loan.

Standard home insurance generally covers:

  • Buildings (structural damage from fire, storm, flood, or subsidence)
  • Contents (furniture, electronics, clothing, and valuables)
  • Accidental damage (optional)
  • Liability (protection if someone is injured on your property)

Common exclusions include:

  • Wear and tear or maintenance issues
  • Flood damage in high-risk areas unless specified
  • Certain high-value items without additional cover
  • Negligence or intentional damage

Premiums vary depending on property type, location, building age, security measures, and the level of cover. On average, a standard home insurance policy in Ireland can range from €300–€700 per year, but this can vary widely.

You may lower your premium by:

  • Installing alarms, smoke detectors, or CCTV
  • Increasing the excess on your policy
  • Bundling contents and buildings insurance
  • Shopping around and comparing multiple insurers

Yes. Policies are available for rented properties, investment homes, and unoccupied homes. Special conditions may apply for vacant properties, such as increased security requirements.

Most standard policies cover storm and fire damage. Flood damage may require an additional or specialist policy. Subsidence cover may also be optional, depending on the property.

  • Buildings insurance covers the structure of your home, including walls, roof, floors, and permanent fixtures.
  • Contents insurance covers personal possessions inside your home, such as furniture, electronics, and clothing.

Contact your insurer as soon as possible and provide details of the incident. Document the damage with photos and receipts if available. Your insurer will guide you through the claims process and any repair or replacement procedures.

Yes. Specialist policies exist for homes under construction or renovation. These cover risks associated with building works, materials, and temporary structures.

Compare policies based on coverage, premiums, excesses, optional add-ons, and insurer reputation. It’s important to review your policy regularly to ensure it keeps pace with changes to your property or possessions.

Car insurance is a policy that protects you, your vehicle, and other road users from financial loss due to accidents, theft, fire, or damage. It is a legal requirement to drive in Ireland.

Yes. It is illegal to drive a car without insurance in Ireland. You must have at least third-party liability insurance, which covers damage to others and their property.

  • Third-party only – covers damage you cause to other people or their property.
  • Third-party, fire and theft – adds cover for fire damage or theft of your car.
  • Comprehensive – covers damage to your car, other vehicles, and property, plus additional benefits like windscreen repair and personal belongings cover.

Premiums are influenced by:

  • Age and driving experience 
  • Vehicle type, age, and engine size 
  • Claims history and no claims bonus 
  • Location and usage (business or private) 
  • Security features (alarms, trackers, immobilisers) 

A no claims bonus (NCB) rewards drivers for claim-free years. It can significantly reduce your premium and is transferable between insurers in Ireland.

Only comprehensive car insurance covers your own vehicle. Third-party policies cover only other people’s vehicles and property. Optional extras like accidental damage can also be added.

Yes. Drivers aged 17–24 typically pay higher premiums due to inexperience and higher risk statistics. Special young driver policies and discounts may help reduce costs. 

Yes. Lenders usually require comprehensive insurance to protect their investment. Policies must meet the lender’s minimum cover requirements.

Many Irish car insurance policies provide EU-wide cover. You may need a Green Card for countries outside the EU. Check your policy for travel limitations and temporary cover options.

The excess is the amount you pay out-of-pocket if you make a claim. Choosing a higher excess can lower your premium, but you’ll pay more if you need to claim.

Report the incident to your insurer as soon as possible, providing details, photos, and any supporting documents. Your insurer will guide you through repairs, replacement, or compensation.

Yes. Common extras include:

Breakdown assistance

Windscreen cover

Personal accident cover

Campervan insurance protects your camper, motorhome, or converted van against accidents, theft, fire, and damage. It also provides liability cover for injury or property damage to others.

Yes. It is illegal to drive a campervan without insurance in Ireland. At minimum, you must have third-party cover, which protects other people and their property if you cause damage.

  • Third-party only – covers damage you cause to other vehicles or property.
  • Third-party, fire and theft – adds protection against campervan fire or theft.
  • Comprehensive – covers damage to your own campervan as well as third-party liability, with optional extras like personal belongings cover.

Many comprehensive policies offer cover for personal items such as clothing, camping gear, and small appliances. Always check your policy wording, as certain items may require additional cover.

Yes. Most Irish campervan policies provide EU-wide cover. For travel outside the EU, you may need a Green Card or additional cover. Always confirm with your insurer before travelling.

Yes. Younger or less experienced drivers often pay higher premiums. Your driving history, claims history, and how long you’ve held a licence will all influence the cost.

Yes. Common extras include:

  • Breakdown assistance
  • Windscreen and accidental damage cover
  • European travel extension
  • Legal expenses cover
  • Personal accident cover

Yes. Specialist policies exist for vintage or high-value campervans, including agreed value cover and flexible mileage limits.

Report the incident to your insurer as soon as possible, providing photos, documents, and details of any other parties involved. Your insurer will guide you through repairs, replacement, or compensation.

Compare quotes from multiple insurers, check for optional extras you need, ensure security measures are noted (like alarms or immobilisers), and review your policy for travel coverage and personal possessions protection.

 

Van insurance is a policy that protects you, your vehicle, and others from financial loss due to accidents, theft, fire, or damage. It is required by law in Ireland if you drive a van on public roads.

Yes. It is illegal to drive a van without insurance. At minimum, you must have third-party liability cover, which protects other people and their property if you cause damage.

  • Third-party only – covers damage to others and their property.
  • Third-party, fire and theft – adds cover for van theft or fire damage.
  • Comprehensive – covers damage to your van as well as third-party property and injury, plus optional extras like breakdown assistance.

Premiums are influenced by:

  • Type, size, and age of the van
  • Driver’s age, experience, and claims history
  • Use of the van (personal, business, or delivery)
  • Security features (alarms, immobilisers, GPS trackers)
  • Location where the van is kept overnight

Some policies include cover for tools, equipment, and goods carried in the van. Always check your policy wording, as certain items may require additional cover.

Yes. Business-use van insurance is designed for vans used in trades, deliveries, or commercial operations. Policies can be tailored to suit your industry.

Yes. Drivers under 25 typically pay higher premiums due to inexperience and higher risk factors. Specialist young driver van policies may help reduce costs.

Many Irish van insurance policies provide EU-wide cover. For travel outside the EU, a Green Card may be required. Check your policy for international limitations and temporary cover options.

The excess is the amount you pay out-of-pocket if you make a claim. A higher excess can reduce your premium, but you’ll pay more if you claim.

Contact your insurer as soon as possible, providing details, photos, and any supporting documents. Your insurer will guide you through repairs, replacement, or compensation.

Yes. Common extras include:

  • Breakdown assistance
  • Windscreen cover
  • Legal expenses cover
  • Goods in transit cover

Compare quotes from multiple insurers, consider your coverage needs, check for optional extras, and ensure any discounts (like multi-vehicle or claims-free discounts) are applied.

Life insurance is a policy that pays a lump sum to your beneficiaries in the event of your death. It provides financial security for your family, helping cover living expenses, debts, or future plans.

While not legally required, life insurance is highly recommended if you have dependents, a mortgage, or financial commitments that others rely on. It ensures your loved ones are protected financially if something happens to you.

  • Term life insurance – covers you for a fixed period (e.g., 10, 20, or 30 years).
  • Whole-of-life insurance – provides cover for your entire life and guarantees a payout.
  • Mortgage protection insurance – ensures your mortgage is paid off if you die before it is cleared.

The amount depends on your financial obligations, such as mortgage, debts, children’s education, and living expenses for your family. A financial adviser can help calculate the right cover.

Most life insurance policies require disclosure of medical history. Depending on your condition, your premium may be higher, or exclusions may apply. Some insurers offer guaranteed acceptance policies with simplified underwriting

Yes. Optional add-ons, called “riders,” may include:

  • Critical illness cover
  • Accidental death benefit
  • Waiver of premium (if you become unable to work)
  • Terminal illness cover

Yes. Age, smoking status, health history, occupation, and hobbies can all affect premiums. Younger, healthier applicants usually pay lower premiums.

Your beneficiaries or nominated person must contact the insurer, provide a death certificate, and complete a claim form. The insurer will then process the claim and pay the agreed sum.

Yes. Many policies allow you to increase coverage, add dependents, or convert term policies to whole-of-life plans, depending on the insurer and policy terms.

Compare types of cover, premiums, payout amounts, optional benefits, and insurer reputation. Independent advice ensures you get a policy that suits your personal circumstances and long-term goals.

Home insurance protects your home and belongings against unexpected events such as fire, theft, storm damage, and flood. It can cover both the building and its contents, depending on the policy you choose.

While it is not legally required for private homes, home insurance is strongly recommended to protect your property and personal possessions. Mortgage lenders typically require insurance before granting a loan.

Standard home insurance generally covers:

  • Buildings (structural damage from fire, storm, flood, or subsidence)
  • Contents (furniture, electronics, clothing, and valuables)
  • Accidental damage (optional)
  • Liability (protection if someone is injured on your property)

Common exclusions include:

  • Wear and tear or maintenance issues
  • Flood damage in high-risk areas unless specified
  • Certain high-value items without additional cover
  • Negligence or intentional damage

Premiums vary depending on property type, location, building age, security measures, and the level of cover. On average, a standard home insurance policy in Ireland can range from €300–€700 per year, but this can vary widely.

You may lower your premium by:

  • Installing alarms, smoke detectors, or CCTV
  • Increasing the excess on your policy
  • Bundling contents and buildings insurance
  • Shopping around and comparing multiple insurers

Yes. Policies are available for rented properties, investment homes, and unoccupied homes. Special conditions may apply for vacant properties, such as increased security requirements.

Most standard policies cover storm and fire damage. Flood damage may require an additional or specialist policy. Subsidence cover may also be optional, depending on the property.

  • Buildings insurance covers the structure of your home, including walls, roof, floors, and permanent fixtures.
  • Contents insurance covers personal possessions inside your home, such as furniture, electronics, and clothing.

Contact your insurer as soon as possible and provide details of the incident. Document the damage with photos and receipts if available. Your insurer will guide you through the claims process and any repair or replacement procedures.

Yes. Specialist policies exist for homes under construction or renovation. These cover risks associated with building works, materials, and temporary structures.

Compare policies based on coverage, premiums, excesses, optional add-ons, and insurer reputation. It’s important to review your policy regularly to ensure it keeps pace with changes to your property or possessions.

Car insurance is a policy that protects you, your vehicle, and other road users from financial loss due to accidents, theft, fire, or damage. It is a legal requirement to drive in Ireland.

Yes. It is illegal to drive a car without insurance in Ireland. You must have at least third-party liability insurance, which covers damage to others and their property.

  • Third-party only – covers damage you cause to other people or their property.
  • Third-party, fire and theft – adds cover for fire damage or theft of your car.
  • Comprehensive – covers damage to your car, other vehicles, and property, plus additional benefits like windscreen repair and personal belongings cover.

Premiums are influenced by:

  • Age and driving experience 
  • Vehicle type, age, and engine size 
  • Claims history and no claims bonus 
  • Location and usage (business or private) 
  • Security features (alarms, trackers, immobilisers) 

A no claims bonus (NCB) rewards drivers for claim-free years. It can significantly reduce your premium and is transferable between insurers in Ireland.

Only comprehensive car insurance covers your own vehicle. Third-party policies cover only other people’s vehicles and property. Optional extras like accidental damage can also be added.

Yes. Drivers aged 17–24 typically pay higher premiums due to inexperience and higher risk statistics. Special young driver policies and discounts may help reduce costs. 

Yes. Lenders usually require comprehensive insurance to protect their investment. Policies must meet the lender’s minimum cover requirements.

Many Irish car insurance policies provide EU-wide cover. You may need a Green Card for countries outside the EU. Check your policy for travel limitations and temporary cover options.

The excess is the amount you pay out-of-pocket if you make a claim. Choosing a higher excess can lower your premium, but you’ll pay more if you need to claim.

Report the incident to your insurer as soon as possible, providing details, photos, and any supporting documents. Your insurer will guide you through repairs, replacement, or compensation.

Yes. Common extras include:

Breakdown assistance

Windscreen cover

Personal accident cover

Campervan insurance protects your camper, motorhome, or converted van against accidents, theft, fire, and damage. It also provides liability cover for injury or property damage to others.

Yes. It is illegal to drive a campervan without insurance in Ireland. At minimum, you must have third-party cover, which protects other people and their property if you cause damage.

  • Third-party only – covers damage you cause to other vehicles or property.
  • Third-party, fire and theft – adds protection against campervan fire or theft.
  • Comprehensive – covers damage to your own campervan as well as third-party liability, with optional extras like personal belongings cover.

Many comprehensive policies offer cover for personal items such as clothing, camping gear, and small appliances. Always check your policy wording, as certain items may require additional cover.

Yes. Most Irish campervan policies provide EU-wide cover. For travel outside the EU, you may need a Green Card or additional cover. Always confirm with your insurer before travelling.

Yes. Younger or less experienced drivers often pay higher premiums. Your driving history, claims history, and how long you’ve held a licence will all influence the cost.

Yes. Common extras include:

  • Breakdown assistance
  • Windscreen and accidental damage cover
  • European travel extension
  • Legal expenses cover
  • Personal accident cover

Yes. Specialist policies exist for vintage or high-value campervans, including agreed value cover and flexible mileage limits.

Report the incident to your insurer as soon as possible, providing photos, documents, and details of any other parties involved. Your insurer will guide you through repairs, replacement, or compensation.

Compare quotes from multiple insurers, check for optional extras you need, ensure security measures are noted (like alarms or immobilisers), and review your policy for travel coverage and personal possessions protection.

 

Van insurance is a policy that protects you, your vehicle, and others from financial loss due to accidents, theft, fire, or damage. It is required by law in Ireland if you drive a van on public roads.

Yes. It is illegal to drive a van without insurance. At minimum, you must have third-party liability cover, which protects other people and their property if you cause damage.

  • Third-party only – covers damage to others and their property.
  • Third-party, fire and theft – adds cover for van theft or fire damage.
  • Comprehensive – covers damage to your van as well as third-party property and injury, plus optional extras like breakdown assistance.

Premiums are influenced by:

  • Type, size, and age of the van
  • Driver’s age, experience, and claims history
  • Use of the van (personal, business, or delivery)
  • Security features (alarms, immobilisers, GPS trackers)
  • Location where the van is kept overnight

Some policies include cover for tools, equipment, and goods carried in the van. Always check your policy wording, as certain items may require additional cover.

Yes. Business-use van insurance is designed for vans used in trades, deliveries, or commercial operations. Policies can be tailored to suit your industry.

Yes. Drivers under 25 typically pay higher premiums due to inexperience and higher risk factors. Specialist young driver van policies may help reduce costs.

Many Irish van insurance policies provide EU-wide cover. For travel outside the EU, a Green Card may be required. Check your policy for international limitations and temporary cover options.

The excess is the amount you pay out-of-pocket if you make a claim. A higher excess can reduce your premium, but you’ll pay more if you claim.

Contact your insurer as soon as possible, providing details, photos, and any supporting documents. Your insurer will guide you through repairs, replacement, or compensation.

Yes. Common extras include:

  • Breakdown assistance
  • Windscreen cover
  • Legal expenses cover
  • Goods in transit cover

Compare quotes from multiple insurers, consider your coverage needs, check for optional extras, and ensure any discounts (like multi-vehicle or claims-free discounts) are applied.

Life insurance is a policy that pays a lump sum to your beneficiaries in the event of your death. It provides financial security for your family, helping cover living expenses, debts, or future plans.

While not legally required, life insurance is highly recommended if you have dependents, a mortgage, or financial commitments that others rely on. It ensures your loved ones are protected financially if something happens to you.

  • Term life insurance – covers you for a fixed period (e.g., 10, 20, or 30 years).
  • Whole-of-life insurance – provides cover for your entire life and guarantees a payout.
  • Mortgage protection insurance – ensures your mortgage is paid off if you die before it is cleared.

The amount depends on your financial obligations, such as mortgage, debts, children’s education, and living expenses for your family. A financial adviser can help calculate the right cover.

Most life insurance policies require disclosure of medical history. Depending on your condition, your premium may be higher, or exclusions may apply. Some insurers offer guaranteed acceptance policies with simplified underwriting

Yes. Optional add-ons, called “riders,” may include:

  • Critical illness cover
  • Accidental death benefit
  • Waiver of premium (if you become unable to work)
  • Terminal illness cover

Yes. Age, smoking status, health history, occupation, and hobbies can all affect premiums. Younger, healthier applicants usually pay lower premiums.

Your beneficiaries or nominated person must contact the insurer, provide a death certificate, and complete a claim form. The insurer will then process the claim and pay the agreed sum.

Yes. Many policies allow you to increase coverage, add dependents, or convert term policies to whole-of-life plans, depending on the insurer and policy terms.

Compare types of cover, premiums, payout amounts, optional benefits, and insurer reputation. Independent advice ensures you get a policy that suits your personal circumstances and long-term goals.

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