Professional Indemnity Insurance Ireland
What it is and Why you need it
Protect Your Business from Claims of Professional Negligence
If you provide professional services, advice, designs, or consultancy to clients, you carry a level of responsibility that can expose your business to claims of professional negligence. Even when you have done nothing wrong, defending an allegation can involve significant legal costs, time, and stress.
Professional Indemnity Insurance protects Irish professionals against claims arising from errors, omissions, negligence, or alleged breach of professional duty in the course of their work.
At Dolmen Insurance Brokers, we arrange tailored Professional Indemnity Insurance for a wide range of professions across Ireland, ensuring your policy matches the exact risks of your business and regulatory requirements.
What is Professional Indemnity Insurance?
Professional Indemnity Insurance can cover legal defence costs, settlements, and compensation if a client claims they have suffered a financial loss as a result of your professional service, advice, or design.
Importantly, cover applies to allegations as well as proven mistakes. Many claims arise from disputes, misunderstandings, or project issues where no wrongdoing has occurred, but legal defence is still required.
Professional Indemnity Insurance is typically required by professionals whose clients rely on their expertise, advice, or design work, including (but not limited to):
- Accountants
- Architects
- Engineers
- Consultants
- Marketing & Media Agencies
- IT Professionals
- Surveyors
- Solicitors and Legal Services
If a client relies on your knowledge and suffers a financial loss, you could face a negligence claim.
What does Professional Indemnity Insurance typically cover?
While cover depends on the insurer, policy wording, and limits selected, Professional Indemnity Insurance can typically include protection for:
Negligence, errors, and omissions
Breach of professional duty
Legal defence costs
Settlements and compensation awards
Loss of documents or data
Defamation, libel, or slander
Intellectual property infringement
Every profession has different risk exposures, which is why policies must be tailored rather than taken “off the shelf”.
Illustrative examples of Professional Indemnity claims
The following illustrative examples show the types of situations where Professional Indemnity Insurance may respond. These are not real cases and outcomes always depend on the specific policy terms, insurer, and circumstances of each claim.
A design professional is alleged to have made an error that led to project delays and additional costs for a client. Legal defence is required to respond to the allegation.
A consultant’s advice is disputed after a client experiences financial loss and claims the advice was incorrect.
A professional firm is drawn into a legal dispute between a contractor and property owner, despite having fulfilled their duties correctly.
In situations like these, Professional Indemnity Insurance can cover the cost of legal defence and potential settlements, subject to policy terms and conditions.
Who do I talk to about Professional Indemnity?
At Dolmen, our professional indemnity specialists guide you through every step:
- Assessing the unique risks of your profession.
- Explaining policy inclusions, limits, and optional extras clearly.
- Sourcing cover from trusted insurers at highly competitive premiums.
- Providing ongoing support for renewals, claims, and advice.
Why Choose Dolmen Professional Indemnity Insurance?
- Specialist Expertise – extensive experience arranging PI cover for accountants, architects, consultants, and more.
- Tailored Policies – cover matched to your specific profession and regulatory requirements.
- Competitive Premiums – access to a wide panel of insurers for the best rates.
- Comprehensive Cover – protection against negligence, errors, omissions, and breach of duty.
- Trusted Local Broker – clear, professional advice from a team that understands your business.
Affordable Home Insurance That Doesn’t Cut Corners
Choosing the cheapest policy isn’t always the best option. At Dolmen, we look beyond the premium to find you quality home insurance that actually works when you need it. Whether you’re insuring a family home, an apartment, or a property you rent out – we’re here to find the right protection for your lifestyle and budget.
We search the market, explain your options clearly, and help you save where it makes sense – all while ensuring you’re fully covered.
Why Choose Dolmen for Your Home Insurance?
- Decades of experience in the Irish insurance market
- Independent advice and access to top Irish and UK insurers
- Personalised service with real people – not just a website
- Excellent customer support throughout your policy
Specialist Home Insurance Products
Get cover for unique or hard-to-insure homes, from bespoke builds to unusual materials.
Specialist home insurance designed for houses with flat or partially flat roofs.
Expert cover for thatched cottages and traditional homes, keeping your heritage safe.
Protect your listed or period home with tailored cover that respects its heritage.
Comprehensive protection for landlords with one or more rental or investment properties.
Insurance for homes under renovation – stay protected while you build or restore.
Specialist insurance for historic and heritage homes, preserving Ireland’s architectural charm.
Flexible, affordable cover for mobile homes and holiday lodges across Ireland.
Digital protection for your home as part of Dolmen Underwriting Home Insurance
Protect your modular home and belongings with reliable cover designed for modern living.
Enjoy your getaways with confidence thanks to flexible, reliable caravan insurance cover.
Specialist insurance for homes affected by pyrite or mica – during remedial works & after certified repairs.
Get Insured Sorted Covered
Business Insurance You Can Rely On
Professional Indemnity Risks in the Age of AI for Irish Professionals
If you are looking for general information about Professional Indemnity Insurance, you can read our main Professional Indemnity Insurance guide here. Why Dolmen Insurance Are
The Risks of Using AI with Standard Professional Indemnity Insurance
The rise of artificial intelligence (AI) is transforming industries across Ireland, from architecture and construction to law, healthcare, and accountancy. AI design software, construction estimation
An Architects Guide to Professional Indemnity Insurance
For any architect in Ireland considering taking out professional indemnity insurance (PII), there are several important factors to consider to ensure you have adequate coverage