Non-Standard Home Insurance Ireland
Cover for Hard-to-Insure Homes
Finding it difficult to get home insurance? You’re not alone. Many homeowners struggle to secure cover when their property is considered non-standard. Dolmen Insurance specialises in non-standard home insurance in Ireland, helping homeowners protect properties that don’t fit the usual insurance mould.
We specialise in protecting homes that don’t fit the usual insurance mould — from unusual construction to properties with complex insurance histories. If you’ve been refused, declined, or cancelled elsewhere, Dolmen can help.
Why Choose Specialist Non-Standard Home Insurance?
Standard insurers often decline properties that fall outside typical risk profiles. Specialist non-standard home insurance ensures your property is assessed individually, providing tailored cover that reflects your home’s construction, history, and unique risks.
What is Non-Standard Home Insurance?
Our Non-Standard Home Insurance is designed for properties that traditional insurers see as “higher risk”. These include:
- Homes with non-standard construction materials
- Properties with flat roofs or bespoke designs
- Listed or heritage buildings
- Houses with subsidence history or underpinning
- Homes in flood-risk areas
- Properties with irregular occupancy (e.g. holiday homes, unoccupied houses)
- Owners with adverse claims history, convictions, or bankruptcy
If you’ve struggled to find cover, Dolmen can provide tailored solutions – including protection for your home, contents, and even public liability.
Frequently Asked Questions About Non-Standard Home Insurance
What is non-standard home insurance?
It’s specialist insurance designed for properties that traditional insurers consider higher risk due to construction, history, or occupancy.
Why might a home be considered non-standard?
Reasons include non-standard construction materials, subsidence history, flood risk, unusual designs, or complex property history.
Can I get insurance if I’ve been declined elsewhere?
Yes, specialist insurers can often provide cover even if you’ve been refused by standard insurers.
Who do I talk to about Non-Standard Home Insurance?
At Dolmen, we understand that every property is different – and so is every policy. With access to Ireland’s leading insurers and specialist providers in the UK and beyond, we’re able to secure competitive cover for homes that others won’t touch.
Our benefits include:
- Decades of experience in Irish home insurance
- Independent advice and market comparison
- Solutions for declined, cancelled, or refused policies
- Public liability cover included as standard
- Ongoing support and claims assistance
Talk to Philip’s Team
Personal Lines TEAM
Why not talk to Philip’s team about your insurance needs? With years of experience in personal lines insurance, Philip is here to make sure you get the right insurance coverage.
Reach out today – Just a call or click away!
What Does Our Non-Standard Home Insurance Cover?
Despite being “non-standard”, our policies are comprehensive and designed to protect both your property and lifestyle. Cover can include:
- Buildings & Contents Cover
- Contents-Only Cover
- Holiday Homes
- Investment Properties
- Unoccupied Homes
- Buildings Under Construction
Our cover typically includes protection against:
- Flood Damage
- Storm Damage
- Fire Damage
- Burglary
- Optional Accidental Damage
Specialist Home Insurance Products
Get cover for unique or hard-to-insure homes, from bespoke builds to unusual materials.
Specialist home insurance designed for houses with flat or partially flat roofs.
Expert cover for thatched cottages and traditional homes, keeping your heritage safe.
Protect your listed or period home with tailored cover that respects its heritage.
Comprehensive protection for landlords with one or more rental or investment properties.
Insurance for homes under renovation – stay protected while you build or restore.
Specialist insurance for historic and heritage homes, preserving Ireland’s architectural charm.
Flexible, affordable cover for mobile homes and holiday lodges across Ireland.
Digital protection for your home as part of Dolmen Underwriting Home Insurance
Protect your modular home and belongings with reliable cover designed for modern living.
Enjoy your getaways with confidence thanks to flexible, reliable caravan insurance cover.
Specialist insurance for homes affected by pyrite or mica – during remedial works & after certified repairs.
Get Insured Sorted Covered
Non-Standard Home Insurance You Can Rely On
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